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02.
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03.
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04.
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I Can Cover It All
Life Insurance Policies
Term Life Insurance
Whole Life Insurance
Permanent policy with a savings component (cash value).
Universal Life Insurance
Flexible premium and death benefit with cash value growth.
Final Expense Insurance
Smaller whole life policy for funeral and burial expenses.
Indexed Universal Life (IUL)
Cash value tied to stock market index performance.
Variable Life Insurance
Invests cash value in separate accounts (requires additional license in many states).
Property Insurance Policies
Homeowners Insurance
Covers home structure, belongings, and liability.
Renters Insurance
Personal property and liability for renters.
Condo Insurance (HO-6)
For condominium owners.
Landlord Insurance
For rental property owners.
Flood Insurance
Often through NFIP or private carriers.
Earthquake Insurance
Casualty Insurance Policies
Auto Insurance
Liability, collision, comprehensive, uninsured motorist, etc
Motorcycle Insurance
Boat and Watercraft Insurance
Umbrella Insurance
Extra liability protection above auto/home.
Pet Liability Insurance
For dog bites or animal-related incidents.
Personal Liability Insurance
Broader liability protection for individuals.
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