(850) 586-1800

ava@sunsurfsandins.com

09:00 - 05:00

(850) 586-1800

Life Insurance Services

Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Final Expense Insurance
Indexed Universal Life (IUL)
Variable Life Insurance

Property Insurance Policies

Homeowners Insurance
Renters Insurance
Condo Insurance (HO-6)
Landlord Insurance
Flood Insurance
Earthquake Insurance

Casualty Insurance Policies

Auto Insurance
Motorcycle Insurance
Boat and Watercraft Insurance
Umbrella Insurance
Pet Liability Insurance
Personal Liability Insurance

Life Insurance Policies

Term Life Insurance

Provides coverage for a specific time period (10, 20, 30 years).

Whole Life Insurance

Permanent policy with a savings component (cash value).

Universal Life Insurance

Flexible premium and death benefit with cash value growth.

Final Expense Insurance

Smaller whole life policy for funeral and burial expenses.

Indexed Universal Life (IUL)

Cash value tied to stock market index performance.

Variable Life Insurance

Invests cash value in separate accounts (requires additional license in many states).

Property Insurance Policies

Homeowners Insurance

Covers home structure, belongings, and liability.

Renters Insurance

Personal property and liability for renters.

Condo Insurance (HO-6)

For condominium owners.

Landlord Insurance

For rental property owners.

Flood Insurance

Often through NFIP or private carriers.

Earthquake Insurance

Casualty Insurance Policies

Auto Insurance

Liability, collision, comprehensive, uninsured motorist, etc

Motorcycle Insurance

Boat and Watercraft Insurance

Umbrella Insurance

Extra liability protection above auto/home.

Pet Liability Insurance

For dog bites or animal-related incidents.

Personal Liability Insurance

Broader liability protection for individuals.

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